How These Terms Work
These terms apply when you open an account, accept the page, or continue after we update the wording. If your local law does not allow access, you should stop before the next step and the restricted parts of the page will not apply. We keep the
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current version here, and it controls how we handle identity checks, login changes, payment status, and any request tied to DANA, OVO, GoPay, or QRIS. When you switch from mobile to desktop, the same rules stay in place, although a fresh login or verification step may
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be needed. If a dispute appears later, we use the acceptance record, device log, and account history to sort it out.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.